The reality of the economic climate facing business owners today is that traditional lenders are toughening the requirements needed to obtain working capital. 92% of all small business owners can not get money from banks. Reasons include length of time in business, lack of collateral, and the owner’s poor credit just to name a few.

According to the latest statistics from Equifax, there are more than 18 million small businesses in the

Let’s explore a unique solution for business owners who need a quick infusion of capital. One of the least-known merchant financing strategies for successful businesses is potentially the single best working capital management strategy for obtaining needed capital. The use of a merchant cash advance program or credit card receivables funding.

For any business that accepts credit cards as a method of payment, a merchant cash advance is a critical business financing tool that is often overlooked. Capital advances are based solely on the predictability of a company’s future credit card sales. A merchant cash advance allows a business owner to get a large sum of cash now, without incurring any additional debt. The reason is simple; you are not receiving a loan. You are “selling an asset at a small discount”, your future credit card sales. 

Some of the key advantages of a merchant cash advance program over other forms of financing are: no long application process, 24 hour approvals, cash in 7-10 working days, no application fees, no tax returns needed, no business plan needed, no closing costs, no fixed payment terms, no fixed time, no hassles. Typically a merchant can obtain between $5,000 and $300,000 per location.  The amount depends solely on your monthly VISA/MC sales volume.

You can you use the money for, buying out a partner, expansion, advertising campaign, hiring personnel, payroll, emergencies, almost anything related to your business.

Collection of the purchased credit card sales occurs automatically through the credit card processor, which sends the funding company a small fixed, predetermined percentage from each credit card sale. The seamless integration of processing and ease of obtaining working capital is a natural fit and an obvious benefit to businesses that can not acquire traditional funding.

Credit card factoring companies work with both established and expanding businesses to provide working capital to businesses in the small-to-medium sized range that prefer a funding option that aligns with their cash flow.

As you can see, a merchant cash advance program, or credit card factoring advance, can potentially be the single best working capital management strategy for obtaining needed cash. This is a vital business financing tool that should not be overlooked.

Crown Financial Services is a proud member of both the American Cash Flow Association and Las Vegas Chamber of Commerce. With fast, courteous and professional service, we aim to help businesses reach their financial goals and dreams.

Let us provide you with a lump sum of cash now! Call today for a free no cost no obligation consultation, (866) 560-8079. Call in to see if you qualify for a $25,000 lump sum cash advance! What are you waiting for? Let’s start the process today!

For more information, and a free, no obligation booklet, “10 Ways to Get Working Capital”, please log onto: http://www.crownfinancialservices.net/apply

One of the least-known merchant financing strategies for successful businesses is potentially the single best working capital management strategy for obtaining needed capital, the use of a Credit Card Factoring Advance or credit card receivables funding.

For any business that accepts credit cards as a method of payment, Credit Card Factoring Advance is a critical business financing tool that is often overlooked. Credit Card Factoring Advance allows a business owner to get a large sum of cash now, without incurring any additional debt. The reason is simple; you are not receiving a loan. You are “selling an asset at a small discount”, your future credit card sales. 

Collection of the purchased credit card sales occurs automatically through the credit card processor, which sends the funding company a small fixed, predetermined percentage from each credit card sale. The seamless integration of processing and ease of obtaining working capital is a natural fit and an obvious benefit to businesses that can not acquire traditional funding.

Credit card factoring companies work with both established and expanding businesses to provide working capital to businesses in the small-to-medium sized range who have difficulty securing capital from traditional financial institutions or prefer a funding option that aligns with their cash flow. Working capital can be in the business owner’s hands in 7-10 days.

What are the key advantages of a Credit Card Factoring Advance over other forms of financing? A Credit Card Factoring Advance, also known as a merchant cash advance, allows a business owner to get a large lump sum of cash now, without incurring additional debt. A credit card receivable funding is not a loan. You are “selling an asset at a small discount”, your future credit card sales.

Other major advantages include:

• No long application process
• 24 hour approval
• Cash in 7-10 working days
• No application fees
• No tax returns needed
• No business plan needed
• No closing costs
• No fixed payment terms
• No fixed time
• No hassles

What can you use the money for?

• Buying out a partner
• Expansion
• Advertising campaign
• Hiring personnel
• Payroll
• Emergencies
• Almost anything related to your business.

As you can see, a Credit Card Factoring Advance, or merchant cash advance, can potentially be the single best working capital management strategy for obtaining needed cash. This is a vital business financing tool that should not be overlooked.

Now let’s explore what you, as a business owner, need in order to qualify for such funding. You’ll see it’s very easy to qualify. Then we will compare qualifications needed for a credit card receivables funding vs. traditional bank loan.

How do you qualify for funding?

General guidelines:

Minimum $5,000 per month in credit card sales (MasterCard/Visa)

6+ months in business, preferably one year

No unresolved bankruptcies

Let’s compare the qualifications: Credit Card Factoring Advance vs. a traditional Bank loan. 

Traditional Bank Loan:

Minimum 3 Years in Business

Business Asset Collateral

Personal Guarantees

3 Years Tax Returns

3 Years Financial Statements

High Credit Score

Application Fee

Closing Cost

Long Application

Long Approval Process

Credit Card Factoring Advance:

6+ months in Business, one year preferred

Based on future VISA/MC Sales

No Personal Guarantee

No 3 Years of Tax Returns

No 3 Years of Financial Statements

Credit Score Does Not Matter

No Application Fee

No Closing Cost

2 Page Application

24 Hour Approval

Do you see how easy it is to qualify for this type of funding vs. a traditional bank loan?

Additional benefits of this type of funding:No Preset Dates No Preset Amounts No Need to fill out stubs and enclose checks The process is fully automated; “We’re paid if and only when you’re paid” This is NOT a Loan. 

Now let’s answer the most frequently asked questions about this type of financing.

What is The Difference Between a Bank Loan and Credit Card Receivables Funding?

A business bank loan is a time consuming and inflexible process where the bank is very restrictive. You need a lot of documentation, collateral and your business has to be in an excellent shape. In a few words; the bank will usually lend you money when you least need it. Should you eventually get the loan; the repayment time is rigid as well as the amount and date on which it has to be paid. At Crown Financial Services, Inc. we have made the approval process very simple and straight forward. Approval and funding is usually done within a week. Since this is not a loan, your credit is not affected. The repayment process focuses on how your business is doing; “We’re paid when You’re paid”

How Do I Qualify For Funding?Thanks to our innovative system, the application process is quick and easy. All you need to qualify is:

• One year in business
• At least $5,000 in VISA/MC sales per month
• No unresolved bankruptcies

Does it Cost Anything to Apply?

No, the application is free and we charge no processing fees to fund you.

How Much Funding Can I Get?

$5,000-$300,000 per location. The amount depends solely on your monthly VISA/MC sales volume.

How Quickly Can I Get Funded?

As little as four days but typically 7-10 working days. The funds are deposited directly into your business account.

Are There any Limits on How I Can Use the Money?No, most companies use the money to grow their business; remodel, add space, marketing, purchase additional inventory or employ more people to name a few. Others use the funds for events that they didn’t plan or budget for. In any way you see fit for your business. 

How do I Repay?
A small percentage is deducted from each credit card transaction. We don’t have any preset amounts or dates. The time to repay depends on your sales; if you have a slow month, you pay back a little less and it also depends on the program you qualify for. 

Is There a Penalty for Early Repayment?

Since this is not a loan with a fixed time frame, we do not charge anything if you repay a little quicker than you anticipated.

Do I Have to Switch Processors?

Not necessarily, we have a list of processors that we work with. Should you have to change, no need to worry – we will beat your current rates.

When can I re-apply?

Once you have repaid the original Business Cash Advance you can apply again. It is possible to apply for an additional Business Cash Advance, provided that part of it will be used to pay off the original funding. In most cases, the initial Business Cash Advance has helped to grow the business and you now qualify for increased funding levels.

How do I know my current balance?We will provide you with printed monthly statements. In addition, you will be able to go on-line and get up-to-the-minute information. All this is in addition to the statements you will receive from the Credit Card Processor. 

Businesses seeking cash for working capital — look no further. Crown Financial Services offers a unique solution for clients who need a quick infusion of money now.  

Crown Financial Services uses an asset that is unrecognized by traditional financial institutions — a steady stream of credit card sales — to determine the financial viability of a business. Capital advances are based solely on the predictability of a company’s future credit card sales.

According to the latest statistics from Equifax, there are more than 18 million small businesses in the

Crown Financial Services can help their clients avoid these financial black holes through purchasing a fixed amount of the business’ future credit card sales, at a small discount, and in turn, providing them with a lump sum of working capital.  

Crown Financial Services, proud members of both the American Cash Flow Association and Las Vegas Chamber of Commerce. We work with established and expanding businesses to provide working capital to companies in the small-to-medium-sized range who have difficulty securing funding from traditional financial institutions.

With fast, courteous and professional service, we aim to help businesses reach their financial goals and dreams. We appreciate you allowing us to explain
our working capital solutions for small business.

Let us provide you with a lump sum of cash now! Call today for a free no cost no obligation consultation, (866) 560-8079. Call in to see if you qualify for a $25,000 lump sum cash advance! What are you waiting for? Let’s start the process today!

The reality of the economic climate facing business owners today is that traditional lenders are toughening the requirements needed to obtain working capital. 92% of all small business owners can not get money from banks. Reasons include length of time in business, lack of collateral, and the owner’s poor credit just to name a few.

According to the latest statistics from Equifax, there are more than 18 million small businesses in the

Let’s explore a unique solution for business owners who need a quick infusion of capital. One of the least-known merchant financing strategies for successful businesses is potentially the single best working capital management strategy for obtaining needed capital. The use of a merchant cash advance program or credit card receivables funding.

For any business that accepts credit cards as a method of payment, a merchant cash advance is a critical business financing tool that is often overlooked. Capital advances are based solely on the predictability of a company’s future credit card sales. A merchant cash advance allows a business owner to get a large sum of cash now, without incurring any additional debt. The reason is simple; you are not receiving a loan. You are “selling an asset at a small discount”, your future credit card sales. 

Some of the key advantages of a merchant cash advance program over other forms of financing are: no long application process, 24 hour approvals, cash in 7-10 working days, no application fees, no tax returns needed, no business plan needed, no closing costs, no fixed payment terms, no fixed time, no hassles. Typically a merchant can obtain between $5,000 and $300,000 per location.  The amount depends solely on your monthly VISA/MC sales volume.

You can you use the money for, buying out a partner, expansion, advertising campaign, hiring personnel, payroll, emergencies, almost anything related to your business.

Collection of the purchased credit card sales occurs automatically through the credit card processor, which sends the funding company a small fixed, predetermined percentage from each credit card sale. The seamless integration of processing and ease of obtaining working capital is a natural fit and an obvious benefit to businesses that can not acquire traditional funding.

Credit card factoring companies work with both established and expanding businesses to provide working capital to businesses in the small-to-medium sized range that prefer a funding option that aligns with their cash flow.

As you can see, a merchant cash advance program, or credit card factoring advance, can potentially be the single best working capital management strategy for obtaining needed cash. This is a vital business financing tool that should not be overlooked.

Crown Financial Services is a proud member of both the American Cash Flow Association and Las Vegas Chamber of Commerce. With fast, courteous and professional service, we aim to help businesses reach their financial goals and dreams.

Let us provide you with a lump sum of cash now! Call today for a free no cost no obligation consultation, (866) 560-8079. Call in to see if you qualify for a $25,000 lump sum cash advance! What are you waiting for? Let’s start the process today!

For more information, and a free, no obligation booklet, “10 Ways to Get Working Capital”, please log onto: http://www.crownfinancialservices.net/apply

Call now for a free no cost no obligation consultation, (702) 367-3281.Or visit us at (www.crownfinancialservices.net) and download a free booklet, “Ten ways to get working capital for your business”.

A merchant cash advance funding can produce dual business benefits by eliminating credit card processing problems and providing improved cash-flow.  

For any business that accepts credit cards as a method of payment, a merchant cash advance funding is a valuable working capital financing tool that is often overlooked. Even thriving businesses frequently need more working capital than they can borrow from a bank. However, what is typically even more overlooked by many business owners is the opportunity to reduce their credit card processing costs at the same time that they obtain a merchant cash advance funding. 

A merchant cash advance funding is an important option to consider when a business is seeking short-term unsecured business financing and an improved approach to credit card processing. Unfortunately there are a number of problems to be avoided with credit card processing and merchant cash advances. As with any successful business financing strategy such as merchant cash advance, there will typically be only a small number of lenders who are effective at implementing the credit card processing and a merchant cash advance funding strategy properly. 

Because of this, the cautious choice of a suitable provider of credit card processing and merchant cash advance funding is extremely important to any business owner that accepts credit cards.  

For business owners either unhappy with their current credit card processing services or simply wondering if cost improvements are viable, a merchant cash advance funding should be considered.  

One of the primary reasons for evaluating credit card processing and a merchant cash advance funding in this coordinated fashion is that the low-cost producers of the best merchant cash advance programs will almost certainly be using the best and lowest-cost producers of credit card processing services. In many cases, these providers of credit card processing are simply not available to the average business owner other than as part of a working capital management plan encircling both a merchant cash advance program and credit card processing. 

Business owners should not lose sight of the substantial benefit which might build up to their business by successfully combining credit card processing and a merchant cash advance program.  

Cost reduction and improved cash flow are primary goals of many business owners and the proper coordination of credit card factoring and credit card processing should accomplish both of these difficult goals simultaneously.

A credit card factoring program can produce dual business benefits by eliminating credit card processing problems and providing improved cash.  

For any business that accepts credit cards as a method of payment, credit card factoring program is a valuable working capital financing tool that is often overlooked. Even thriving businesses frequently need more working capital than they can borrow from a bank. However, what is typically even more overlooked by many business owners is the opportunity to reduce their credit card processing costs at the same time that they obtain a credit card factoring program. 

Credit card factoring is an important option to consider when a business is seeking short-term unsecured business loans and an improved approach to credit card processing. Unfortunately there are a number of problems to be avoided with credit card processing and credit card factoring programs. As with any successful business financing strategy such as credit card factoring programs, there will typically be only a small number of lenders who are effective at implementing the credit card processing and credit card factoring strategy properly. 

Because of this, the cautious choice of a suitable provider of credit card processing and credit card factoring is extremely important to any business owner that accepts credit cards.  

For business owners either unhappy with their current credit card processing services or simply wondering if cost improvements are viable, a credit card factoring program should be considered.  

One of the primary reasons for evaluating credit card processing and credit card factoring in this coordinated fashion is that the low-cost producers of the best credit card factoring programs will almost certainly be using the best and lowest-cost producers of credit card processing services. In many cases, these providers of credit card processing are simply not available to the average business owner other than as part of a working capital management plan encircling both credit card factoring and credit card processing. 

Business owners should not lose sight of the substantial benefit which might build up to their business by successfully combining credit card processing and credit card factoring.  

Cost reduction and improved cash flow are primary goals of many business owners and the proper coordination of credit card factoring and credit card processing should accomplish both of these difficult goals simultaneously.

In a nutshell, a merchant cash advance is a lump sum of cash now, in exchange for a small portion of your future credit card sales.

Crown Financial Services purchases a small portion of your future credit card sales at a discount. This is called a merchant cash advance or credit card factoring. We then collect a percentage of your daily Visa/MasterCard sales directly from your credit card processor until advance is paid in full. Repayment is automatic. You never have to worry about writing checks, making timely payments, or paying late fees.

For Example:

Crown Financial Services will advance your business $50,000 today in exchange for $60,000 of your future Visa/MasterCard sales. Crown Financial Services then collects anywhere from 12 to 25 percent of your daily Visa/MasterCard sales until the $60,000 advance is collected. Usually over a period of 5 to 12 months.

Merchant Cash Advance Advantages
Merchant Cash Advances offer businesses the fastest, easiest way to access risk-free capital from $5,000 to $1,000,000. Funding in 5-7 days with no application fees and the process is simple with minimal paperwork.

No fixed payments - flexible programs

No fixed time frames for repayment

Completely automated process Crown Financial Services gets paid only when you get paid

Renewal is easy. Once you are a Crown Financial Services customer, getting more money or renewing your advance is even simpler.

There is never a pre-payment penalty:

You can use your cash for anything. From adding a new location or inventory, to making payroll or paying taxes, to buying advertising or direct mail, the cash advance is yours to use in any way you choose to grow your business.

You pay as you grow. The merchant cash advances are paid for with a percentage of the Visa and MasterCard transactions only. If your credit card volume is down, then the amount collected by Crown Financial Services is less and vice verse when volume is up.

Qualification and Funding: To qualify you must: 

• Run a traditional retail/service/restaurant business with at least one year remaining on your lease.
• Have a fixed business location.
• Preferably be in business for more than six months
• Must have a minimum average monthly credit card sales volume of $5,000.
• Must not be behind in rent or mortgage payments for more than two months.
• Have no current bankruptcies and no bankruptcy discharges in the last 12 months.
• Have no more than $100,000 in unresolved liens.

In a nutshell, a Credit Card Factoring funding is a lump sum of cash now, in exchange for a small portion of your future credit card sales.

Crown Financial Services purchases a small portion of your future credit card sales at a discount. This is called a Credit Card Factoring funding or credit card receivables funding. We then collect a percentage of your daily Visa/MasterCard sales directly from your credit card processor until advance is paid in full. Repayment is automatic. You never have to worry about writing checks, making timely payments, or paying late fees.

For Example:

Crown Financial Services will advance your business $50,000 today in exchange for $60,000 of your future Visa/MasterCard sales. Crown Financial Services then collects anywhere from 12 to 25 percent of your daily Visa/MasterCard sales until the $60,000 advance is collected. Usually over a period of 5 to 12 months.

Credit Card Factoring Advantages
Credit Card Factoring fundings offer businesses the fastest, easiest way to access risk-free capital from $5,000 to $1,000,000. Funding in 5-7 days with no application fees and the process is simple with minimal paperwork.

No fixed payments - flexible programs No fixed time frames for repayment Completely automated process Crown Financial Services gets paid only when you get paid

Renewal is easy. Once you are a Crown Financial Services customer, getting more money or renewing your advance is even simpler.

There is never a pre-payment penalty:

You can use your cash for anything. From adding a new location or inventory, to making payroll or paying taxes, to buying advertising or direct mail, the cash advance is yours to use in any way you choose to grow your business.

You pay as you grow. The Credit Card Factoring fundings are paid for with a percentage of the Visa and MasterCard transactions only. If your credit card volume is down, then the amount collected by Crown Financial Services is less and vice verse when volume is up.

Qualification and Funding: To qualify you must: 

• Run a traditional retail/service/restaurant business with at least one year remaining on your lease.
• Have a fixed business location.
• Preferably be in business for more than six months
• Must have a minimum average monthly credit card sales volume of $5,000.
• Must not be behind in rent or mortgage payments for more than two months.
• Have no current bankruptcies and no bankruptcy discharges in the last 12 months.
• Have no more than $100,000 in unresolved liens.